While snow and rain fall gracefully, once it starts hailing, it becomes harsh and many times causes damages nobody wants to have to deal with. This includes roof damages. Here are four things you should know about your hail damaged roof:
- Check for Signs of Damage: If you have just had a hail storm, you want to check your roof for damages. Don't climb on your roof. Instead, simply check by climbing up on the ladder without actually stepping onto your roof. You will notice signs of hail damage if you see black holes, for example, or significant loss of granules. At this point, you want to take the proper steps to getting the damage handled.
- Check for Coverage: In some cases, your homeowners insurance may cover the repairs that you need for hail damage to your roof. If you do not have any, it may be time to consider changing your insurance to ensure that it does have this type of coverage, especially if you live in an area that tends to suffer from heavy hail storms at any time of the year. If you are covered, be sure to let your insurance company know so that they can get the insurance adjustor out to your home right away so that your claim can be approved for repairs as soon as possible.
- Get a Quote: Before the insurance adjustor comes to your home, you should consider getting a quote for the hail damage that was done. In some cases, it may be suggested that your roof is completely replaced. If this is the case, once you have the adjustor over to inspect the roof, you want to show them the quote you have received so that they are more likely to approve your claim for a replacement roof, which is going to cost significantly more than repairs.
- Don't Forget the Gutters: As part of the damages, your gutters may be included. Be sure that your roofing contractor, as well as your insurance adjustor inspects the gutters to determine if this is the case. This way, you can have these damages covered, as well.
When you know these four things about hail damage to your roof, you can handle the situation properly to ensure that the repairs are made at the right cost to you. Check out sites like https://www.bobbehrendsroofing.com/ for more information about taking care of your roof and dealing with hail damage.